Yes, we have built Reset Card specifically for people with Low Credit Score or NO Credit Score. You just need to verify your PAN and Aadhar number.

Every on-time monthly payment you do is reported to credit bureaus. They see on-time payments as good financial behaviour and reward you by increasing your Credit Score.

Our estimates for increase in Credit Score are X for the 3 month plan and Y for the 12 month plan. Of course, no one can guarantee this since your Credit Score is decided by credit bureaus on a variety of factors. You'll also have to make sure you make every payment on-time. Please don't make late payments or too many credit inquires or any other bad credit behaviour as that might lead to credit bureaus reducing your credit score.

If you dream of owning a home, buying a car, or simply getting approved for loans at better interest rates, a good credit score is the key. If you need a safe and easy way for building credit — our Reset Card Program is for you.

Your money is unlocked in the RedCarpet Reset Virtual Card. You can use the Virtual Reset Card to spend the unlock amount. It is a RedCarpet Card that can be used for online transactions. Popular places to use it might be online shopping or online payments.

You get unlock amount within 24 hours after the due date if you make on time payments.

We highly recommend not doing that. It will reduce your Credit Score even more because credit bureaus will see that you're not making on time payments. Seeing this bad credit behaviour, they'll reduce your Credit Score.

We report to bureau every month. However, as a new client, it can take up to 90 days until you see a new product on your tradeline.